TAL's Health Sense Plus Now Covers Income Protection Policies
Encouraging Preventive Health Measures Through Insurance Discounts
0
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies.
This initiative, effective from August 8, 2025, aims to incentivize proactive health management by offering premium discounts to clients who engage in preventive health checks.
Since its launch in 2019, Health Sense Plus has rewarded over 20,000 customers for participating in preventive health measures. The program's extension to IP policies reflects TAL's commitment to promoting long-term health outcomes and making life insurance more affordable for Australians.
Under the expanded program, new IP clients can access Health Sense Plus and receive premium discounts by completing simple preventive tests. These tests play a vital role in detecting and even preventing serious diseases like cancer, diabetes, and heart disease.
Later this year, TAL plans to invite eligible existing IP clients, whose policies commenced on or after September 24, 2021, to participate in Health Sense Plus. This move aims to help more Australians save on their premiums and become better informed about their health.
For policyholders, engaging in preventive health measures not only contributes to personal well-being but also offers financial benefits through reduced insurance premiums. It's advisable for individuals to consult with their insurance advisors to understand the specific requirements and benefits associated with the Health Sense Plus program.
Published:Thursday, 18th Dec 2025 Source: Paige Estritori
Please Note: If this information affects you, seek advice from a licensed professional.
As the Australian summer school holidays coincide with peak freight activity, insurers and transport specialists are raising concerns about heightened road risks. The surge in freight traffic, coupled with increased holiday travel, amplifies the potential for road incidents, particularly involving heavy vehicles. - read more
Australia's transport and haulage sector is currently navigating a period of heightened operational risk, marked by an uptick in both the frequency and severity of motor collision claims. This trend underscores the pressing need for fleet operators to adopt proactive risk management strategies and leverage advanced insurance solutions to safeguard their operations. - read more
According to a recent report by Swiss Re, Australia's life insurance market is projected to experience a 1.7% real growth in premiums in 2025. This anticipated increase is attributed to easing cost-of-living pressures and the repricing of disability income policies. - read more
In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies. This initiative, effective from August 8, 2025, aims to incentivize proactive health management by offering premium discounts to clients who engage in preventive health checks. - read more
In a significant move to bolster support for the marina industry, Pelagic Risk Services has elevated its sponsorship status from Silver to Gold with the Marina Industries Association (MIA). This advancement underscores Pelagic's dedication to enhancing the operational capabilities and risk management strategies of marina operators across Australia. - read more